Wealth Management
Customized Portfolios
Investing with ETFs
Diversification
Tax Efficiency
Performance
Low Costs; No Commissions
The J.C. Hood Difference
Fees
Customized Portfolios
Our clients assets are not pooled they are individually managed.
Most clients enquiring about our firm, usually have a portfolio of mutual funds or one of the 'multi-manager wrap accounts'. Quite apart from the high cost of these plans, they frequently have a similar asset mix irrespective of the clients age, risk tolerance or objectives. For individuals approaching retirement age, their priorities are tax advantaged income and capital preservation. Their portfolio should reflect this by being predominantly in Canadian markets, the currency that they are retiring in-- and not dispersed across in diverse global/emerging markets. For individuals wanting a growth portfolio, these international assets or industry sectors can be added to their portfolio without added currency risk and at much lower costs by using currency hedged ETF's.